About
Why a price is what it is.
Every U.S. insurance price starts as a formula filed with a state. We make those formulas readable — for the people who pay the price and the companies that set it.
What we believe
Insurance is hard to understand, so people don't ask — and buy without knowing. The pricing is already public by law. What's been missing is someone who can read it correctly, at national scale, and show the work.
What we do
We read state rate filings, rebuild each insurer's pricing, and test it against real prices before showing it. We don't sell insurance and we don't rank insurers; we put the filed prices side by side, with the source attached.
Who we are
Sangmin Kwon, ASA — Founder. Associate of the Society of Actuaries, 25 years in insurance: product development at Samsung Fire & Marine, Korea's largest non-life insurer, then founder of an insurance distribution company. K.Actuary pairs that actuarial reading with software that reads every filing.
Contact
Get in touch — for press, partnerships or data requests.