Terms of Use

Terms of use

Information, not advice

K.Actuary provides price information recomputed from public insurance rate filings. It is general information, not insurance, legal, tax or financial advice, and not an offer to sell insurance. Decide on coverage with the insurer, and a licensed professional where appropriate.

Accuracy

We test our prices against real prices, but filings change and insurers may apply factors outside a filing. Prices are provided "as is", without warranty of any kind, and may differ from the price an insurer offers.

Acceptable use

Don't use automated tools to copy the site or its data at scale, interfere with its operation, or use it for any unlawful purpose. For data access, contact us.

Third-party sites

Links to insurers and regulators are provided for convenience. We aren't responsible for their content or practices.

Limitation of liability

To the fullest extent permitted by law, K.Actuary is not liable for any indirect or consequential loss arising from use of the site or reliance on its information.

Changes

We may update these terms; the date below shows the latest version.

Last updated September 28, 2026.